"Definitely worth double-checking the fine print, just to ease anxiety."
Good point about checking the fine print—I've seen a few friends get caught off guard by hidden fees. My orthodontist was pretty transparent, thankfully... monthly payments definitely made the whole process less daunting for me, too.
Totally agree about the fine print—it's easy to overlook when you're excited about finally getting braces. My dentist was upfront too, but I remember a coworker who got blindsided by extra charges for retainers after treatment. Monthly payments were a lifesaver for me personally; spreading out the cost took some pressure off. Still, if you have the cash upfront, sometimes there's a decent discount...worth considering if you can swing it.
The upfront discount does sound tempting, but honestly, committing that much cash at once makes me anxious. Monthly payments feel safer—even if it means paying slightly more overall. I'm currently weighing my options and trying to avoid hidden costs. Did anyone find unexpected expenses apart from retainers, like follow-up visits or repairs? I'd like to prepare for every possibility...
I totally get the anxiety about dropping a chunk of change upfront—I went monthly myself. Honestly, the only surprise expense I ran into was when I accidentally bit into a granola bar and popped off a bracket. My orthodontist fixed it free the first time (bless him), but after that, repairs were like $50 each. Moral of the story: crunchy snacks are sneaky little wallet thieves... proceed with caution, my friend.
We went monthly too, mostly because braces hit us right after we'd splurged on a family vacation—perfect timing, right? Anyway, my daughter learned the hard way about sneaky snacks when she tried to eat popcorn at a sleepover and came home with two brackets loose. Orthodontist was nice enough to waive fees once (guess it's a common newbie mistake), but after that, yeah... those $40-60 repairs add up fast. Now we stick strictly to soft foods around here—lesson learned the crunchy way.