Totally see where you're coming from, monthly payments can feel risky. But what if you pay upfront and then something unexpected pops up right after? Wouldn't that leave you in a tight spot too? I'm kinda torn myself—like, is it better to keep savings handy for emergencies or just get the braces paid off and done with? Curious how others handle this...
I get the hesitation, braces aren't exactly pocket change. Personally, I've always leaned towards monthly payments—keeps my savings cushion intact just in case life throws a curveball (and it usually does, doesn't it?). A few years back, I paid upfront for some dental work thinking I'd save hassle, and bam...car repairs popped up right after. Lesson learned. Now I prefer smaller monthly hits rather than risking that 'uh-oh' moment. But hey, everyone's comfort zone is different.
Totally get that logic, monthly payments saved us big time. Last summer, we almost paid upfront for my son's braces, but decided on installments instead. Good thing too, because our fridge decided to quit literally two weeks later...typical timing, right?
Ugh, isn't that always how it goes... appliances seem to sense when you've just spent money elsewhere. Glad the monthly payments worked out for you though. Honestly, spreading out costs can be a lifesaver, especially with braces—unexpected expenses always pop up. Plus, it takes some pressure off, so you can focus more on your kid's comfort and less on your wallet. Hope the fridge didn't spoil too much food!
Totally agree, appliances have some weird sixth sense about timing. We had a similar issue when our washer died right after booking a family vacation. Monthly payments for braces definitely eased the stress—gave us breathing room when other surprises popped up. Hope your fridge situation wasn't too messy...
